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Speed Baccarat Bet value calculator

Pick a Speed Baccarat bet and a stake to see the payout, the win chance, the expected return and the house edge, and compare every bet on the table.

Pays on a win
9.5
0.95 to 1, stake returned
Win chance
45.86%
true odds 1.18 to 1
Expected return
9.89
per 10 staked, on average
House edge
1.06%
RTP 98.94%
BetPaysWin %RTPEdgeExp. loss / 10
Banker0.95:145.86%98.94%1.06%0.11
Player1:144.62%98.76%1.24%0.12
Tie8:19.52%85.68%14.32%1.43

Expected return = RTP × stake; house edge = 1 - RTP. Base RTP = win chance × (payout + 1) plus any push; where the provider publishes a per-bet RTP that figure is used and the difference is the feature/multiplier contribution.

Source: content-src/guides/speed-baccarat/rtp.md (checked 2026-09-06).

Each round is independent: past results do not change the next round's odds, and no wait makes an outcome "due". Theoretical figures come from the provider's published rules; observed figures come from our own tracker and change as rounds arrive. 18+. Past results do not predict future outcomes. Play with money you can afford to lose.

Frequently asked questions

Which Speed Baccarat bet has the best return?
Banker: RTP 98.94%, house edge 1.06%. Over many rounds you keep about 98.9 of every 100 staked.
Which Speed Baccarat bet has the biggest house edge?
Tie: RTP 85.68%, house edge 14.32%. It may pay more on a win, but the expected loss per stake is the highest on the table.
What does expected return mean?
Expected return is the RTP multiplied by your stake: the average amount that comes back per bet over a very large number of rounds. It says nothing about any single round.
Why does the published RTP differ from the base payout maths?
For bets with random multipliers (bonus rounds, lightning numbers) the base payout only covers the fixed part. The provider publishes an RTP that includes the feature; the gap between the two is the feature contribution.

More on Speed Baccarat: live results · RTP & odds · bonus rounds · Bonus probability calculator